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What Is a Writ of Attachment?


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    Highlights

  • To obtain a writ, plaintiffs must file a civil lawsuit and meet requirements like a fixed-amount, unsecured commercial claim based on a contract
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What Is a Writ of Attachment?

Let me explain what a writ of attachment is—it's a prejudgment court order that directs the seizure of specific property you describe in the writ. This property gets taken and held by an official like a U.S. Marshal or law enforcement officer, all under the court's watch.

You need to understand that a writ of attachment grabs the debtor's property before any trial or judgment happens, unlike a writ of execution, which tells law enforcement to transfer property only after a judgment is final.

Key Takeaways

Here's what you should remember: a writ of attachment is a court order that seizes a debtor's property before the creditor gets a judgment. You can use it in bankruptcy or eviction cases, like when a tenant refuses to leave and won't pay rent. If the judge sides with the debtor, the property goes back to them. But if the creditor wins, that seized property might get auctioned off to cover the debts.

How a Writ of Attachment Works

When you're pursuing legal action, a writ of attachment freezes the defendant's assets until the case wraps up. As the plaintiff bringing the suit, you get a contingent lien on those assets— that's a legal right to claim ownership to pay off the debt. This writ lets you enforce that lien if you win the judgment.

There are different types you should know about. Garnishment orders a third party to take assets like wages or bank funds to settle debts. A writ of replevin recovers property wrongfully held, and sequestration holds property safe during litigation.

Outside bankruptcy, in civil debt collection, this writ lets you claim the defendant's assets early in the process, before any judgment. It protects your ability to collect later and gives you leverage to settle with the defendant sooner.

Requirements for a Writ of Attachment

Most state and federal jurisdictions let you get a writ of attachment, though procedures can vary. Typically, your claim must be for money based on a contract, of a fixed or easily determined amount, unsecured or not fully secured, and commercial in nature.

To get one, you have to file a civil lawsuit first—that gives the court authority to act. File and serve a complaint for the debts owed to you or your business. Then, or at the same time, start the process for the writ, which usually involves a court hearing.

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